Underwriter - Sports & Recreation

Exciting new opportunity now available with the leading program underwriting group in the country. Become part of a vital team underwriting new and renewal business in western states.

JOB SUMMARY

Daily contact with agents discussing risks negotiating on pricing, coverage, acceptability and providing or requesting information. Contact with marketing representatives responding to inquiries regarding service, risk evaluation, questions on procedures, rates, premium evaluation and service. Regular contact with fellow underwriters sharing ideas of knowledge, daily contact with underwriting assistants concerning rating and service issues along with regular contact with loss control concerning inspections and knowledge of certain exposures. Travels as appropriate to develop business with agents and brokers nationwide.

 ESSENTIAL JOB FUNCTIONS

1. Evaluate risks. Review applications, MVR's, Experience Mods, Loss Experience, Loss Control Reports, Product Brochures for risk acceptability. May consult management, other underwriters, Internet, and Best Guide.
2. Evaluate coverages. Review applications, endorsement requests and renewals for limits and coverages requested.
3. Information gathering. Manage a book of business. Ask good questions when agent inquires if risk is acceptable. Select critical information needed. Review daily claims sheet. Work with marketing to monitor production and loss ratio for each agency.
4. Pricing of risk. Insure risk is properly classed. IRPM's, experience rating of judgment rates when necessary. Place risk in proper program. Review renewals.
5. Negotiate. Work with agents to offer a suitable program for the agent/insured while avoiding adverse selection.
6. Marketing/Coaching/Training. Regular visits made to agencies. Quote additional coverages. Agency reviews. Provide guidance and coaching to others. Certify policies. Recommend coverages, rate changes and provide feedback to management on what is happening in the marketplace, agencies and competition.

 KNOWLEDGE, SKILLS, ABILITIES

Must have strong communication skills, both oral and written. Must have ability to deal with people in a tactful and diplomatic manner. Must possess strong insurance knowledge with analytical skills and mathematical skills. Must maintain satisfactory working relationships with both agents and company personnel, while writing good, profitable business.

 EDUCATION AND EXPERIENCE

College degree strongly desired or equivalent insurance experience with INS designation. Minimum three years commercial lines underwriting experience required, risk evaluation skills, solid insurance contact knowledge, effective communication skills, common sense judgments, good negotiation skills and excellent human relations skills. Must be willing to pursue appropriate insurance designations.

 Full benefits, salary, and career growth opportunity with this outstanding company. Contact our office for more detailed information.