We’re partnered with a large reinsurance company specializing in Life and Health is seeking an underwriting consultant with experience in reinsurance underwriting and direct Life underwriting.

Under limited supervision, evaluates and classifies medical, non-medical, and financial risks on complex risks for life insurance up to $10,000,000 with approval authority up to $4,000,000. Ensures rate quotes are fair and equitable to clients and completed within required time frames. Maintains strong client relationships by providing underwriting solutions to client issues and communicating underwriting decisions, compromises and solutions in a professional, client-focused manner.

Responsibilities

Appraises and underwrites complex risks for life insurance with approval authority up to $4,000,000 and ensures underwriting quotes are sound, competitive and profitable.

Processes casework load to ensure completion in a timely, efficient manner, meeting or exceeding time service/productivity goals and offer/decline ratios; and ensuring compliance with internal underwriting and audit guidelines.

Provides underwriting solutions to clients by partnering with them to identify unique, creative ways to solve their problems and improve their business results.

Builds and maintains strong working relationships with clients by gaining knowledge of clients’ business and uses effective listening skills to understand their needs. Effectively communicates, sells and negotiates underwriting decisions.

Keeps abreast of new client company or industry products, current developments and changes in medical and financial underwriting and maintains/updates professional development through study of literature and participation in seminars.

Identifies image system issues, sometimes on a remote basis, and reports inconsistencies or problems.

Collaborates with Medical Directors, other team members, internal departments and other to obtain expert knowledge, to assist in identifying solutions and resolutions to problems/issues resulting in quality results and client satisfaction.

Participates in special projects, committees, and meetings and assists in client presentations, as required.

Assists in department training, updating internal underwriting guidelines/procedures, gathering client profiles, audit reviews, and in other department areas as needed.

Maintains regular and predictable attendance.

Performs backup support and other duties as assigned.

Requirements:

Location: Remote, preferably in the Chesterfield, MO area

Education/ Experience:

Bachelor’s Degree or equivalent related work experience (minimum 8 years)· 4-6 years Life reinsurance underwriting experience or 7-8 years direct Life underwriting experience