Underwriter - Small Accounts
Dallas, Texas (US)
SMALL ACCOUNTS UNDERWRITER- NORTH DALLAS, TX
Primary Purpose
Underwrite new and renewal business, approve policy changes, maintain workload, and control written business up to and including the time of binding according to Company guidelines and established Southern Cross/CRC procedures. Provide high quality professional service to Agents and Companies.
Essential Duties and Responsibilities
- Underwrite new and renewal business.
- Meet or exceed production goals as assigned by CRC.
- Make approvals and disapprovals of endorsement requests according to internal and Company guidelines.
- Develop and maintain excellent relationships with clients.
- Monitor accounts to ensure compliance with the firm’s policies and procedures.
- Market all CRC products and services to clients.
- Instruct support staff on the handling of cancellation and non-renewal notices according to statutory and Company requirements.
- Review and handle policy servicing requests (endorsement, audits, Company requests, Certificates, Premium Finance Notices and Cancellations, etc) appropriately.
- Review inspection reports and compare to the conditions that were represented to us at the time of binding and take appropriate or needed actions.
- Maintain necessary licenses to produce business.
Required Skills and Competencies
- MUST BE FLUENT IN SPANISH - SPANISH SPEAKING IS REQUIRED
- Must be able to understand and analyze necessary components of insurance policies.
- Ability to understand the client’s needs and have knowledge of the risk profiles associated.
- Recognize new trends and developments in the insurance industry and be able to incorporate into strategies.
- Must have knowledge of commercial multi-line underwriting and rating.
- Must have ability to use company automation to include Windows, Delphi, Word, DocuCorp, Rackley ISO Rating Software.
- Ability to develop, foster, and maintain an excellent working relationship with agencies.
- Exercise discretion in making decisions.
- Leadership and team playing skills a must.
- Maintain current knowledge of the insurance industry.
- Good written and oral skills are required.
- College degree or appropriate insurance designation required.
- At least 3 years of experience in production and marketing of new accounts is a must.
- Must be licensed in corresponding areas of insurance.
Desired Skills
- Maintain travel schedule depending on the needs of clients, Agents, and new business.
- Ability to work extended hours when necessary.
- Normal environment; no unusual physical demands.
CALL CENTER ENVIRONMENT – QUOTE TO AGENT ON PHONE FROM PROPRIETARY SOFTWARE THAT QUOTES FROM 19 COMPANIES IMMEDIATELY
EMAIL QUOTES TO AGENTY AND GO ONTO NEXT PHONE CALL
CAN BIND IMMEDIATELY
G/L AND PROPERTY, BUILDERS RISK, CONSTRUCTION, CONTRACTORS ALL COMMERCIAL LINES AT THIS OFFICE
AVERAGE: $1000 PREMIUM
BENEFIT: AGENT ROLLS SMALL STUFF IN A HURRY
80 CALLS PER DAY
CSR FROM RETAIL AGENT THAT WANTS TO MOVE UP INTO UNDERWRITING IS A PERFECT FIT
1MILLION IS THEIR TOP LINE BUSINESS AND MOST THEY HANDLE
GROWTH DUE TO TURNOVER AND GROWTH
JOB DESCRIPTION
8:30AM-5:00PM SCHEDULESUCCESSFUL CANDIDATE WILL ACCURATELY PROVIDE AND DELIVER QUOTES/BINDERS; EFFECTIVELY PROCESS PAPERWORK AND OTHER INFORMATION; EXHIBIT THE NECESSARY KNOWLEDGE WITH RESPECT TO COMMERCIAL/PERSONAL UNDERWRITING APPLICATIONS. EXCELLENT COMMUNICATION SKILLS ALONG WITH ORGANIZATIONAL AND INTERPERSONAL SKILLS REQUIRED. UNDERWRITING EXPERIENCE REQUIRED. MAINTAIN NECESSARY LICENSES TO PRODUCE BUSINESS. BILINGUAL PREFERRED.
JOB REQUIREMENTS
COLLEGE DEGREE OR APPROPRIATE INSURANCE DESIGNATION REQUIRED.AT LEAST 3 YEARS OF EXPERIENCE IN PRODUCTION AND MARKETING OF NEW ACCOUNTS IS A MUST.
MUST BE LICENSED IN CORRESPONDING AREAS OF INSURANCE.
JOB OVERVIEW